Life, as it is, is full of accidents and surprises. No matter how careful you are, things will go wrong & as they say… Luck favors the prepared minds. so here is a list of 5 things you should do before and after you lose your wallet. Yes it is a big deal so read it, save it , print it but don’t keep it in your wallet
- Make copies of everything in your wallet, front and back. This is actually a proactive step that you should do right now, before you run into trouble. That way you’ll have a record of what was lost and how to contact the issuers. Just be sure to keep these copies in a safe place.
- Call your card issuers and report the loss. In order to minimize your liability, you should make these calls as soon as you realize that there’s a problem. Can’t remember what was in your wallet? No problem. Just look at your photocopies (Step 1). You might also consider following up with a written account of what’s happened, when you reported it, etc. They should be able to shut down your old accounts, and also issue new cards.
- Place a fraud alert on all three of your credit reports. I’ve posted detailed instructions for placing a fraud alert on your credit record in the past. The good news is that the three agencies should share this information, so you really only have to contact one of them. If you detect fraudulent activity, you might want to extend this to a seven-year victim statement.
- If your Social Security card is missing, report it. Call the Social Security Administration at 1-800-269-0271. Better yet, remove your Social Security card from your wallet right now. No sense in carrying it around with you. Same goes for your driver’s license — if you lose it, call your local DMV. Pronto.
- File a police report. Last but not least, report the loss/theft to your local law enforcement agency (or the police in the area where it occurred).
Technorati Tags: things to do,things to do before,5 things to do,lost wallet,losing wallet,wallet lost,credit card,travel tips,card issuer,credit reports,social security card,social security card is missing,file police report
That’s it. Hopefully you won’t run into any problems, but if you do, this list of tips should help you steer clear of any major problems.
Search Here
You might also like
|
|
|
|
|
{ 5 comments… read them below or add one }
I did not know this, as always you provide need to know info. Thanks for some great insight
Good stuff. I like to get information that I knew nothing about. Thanks for sharing
Good info thanx for the share
shoaib2k2s last blog post..Inovative ways to kill
Don’t tell me you are coming to steal my wallet
….lol
spellathons last blog post..Dancing Insects
nice tips before traveling overseas