Life, as it is, is full of accidents and surprises. No matter how careful you are, things will go wrong & as they say… Luck favors the prepared minds. so here is a list of 5 things you should do before and after you lose your wallet. Yes it is a big deal so read it, save it , print it but don’t keep it in your wallet
- Make copies of everything in your wallet, front and back. This is actually a proactive step that you should do right now, before you run into trouble. That way you’ll have a record of what was lost and how to contact the issuers. Just be sure to keep these copies in a safe place.
- Call your card issuers and report the loss. In order to minimize your liability, you should make these calls as soon as you realize that there’s a problem. Can’t remember what was in your wallet? No problem. Just look at your photocopies (Step 1). You might also consider following up with a written account of what’s happened, when you reported it, etc. They should be able to shut down your old accounts, and also issue new cards.
- Place a fraud alert on all three of your credit reports. I’ve posted detailed instructions for placing a fraud alert on your credit record in the past. The good news is that the three agencies should share this information, so you really only have to contact one of them. If you detect fraudulent activity, you might want to extend this to a seven-year victim statement.
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